PDA Action Alert: Support Dental Loss Ratio (DLR) legislation

Wed, 29 Apr 2026 04:00:00 GMT

Dear PDA Member:

Your Representative serves on one of the Committees most important to dentistry.

We need your help moving HB 1325, our dental loss ratio (DLR) reporting legislation, through the House Insurance Committee.

These committee members need to hear from their constituents. Your voice, your opinion, matter to them.

The key message: Ask your Representative to support HB 1325 as written and to contact the Chair and request a committee vote.

Please take a few minutes to personalize the attached sample letter to send directly to your state Representative. Or use the talking points below if you’d rather call or meet in person. Click the Find My Legislator tab for your Representative’s contact information, or call PDA’s government relations team at (717) 234-5941 for assistance.

DLR Talking Points

Employers and patients have no idea how much of their dental plan premiums are invested in dental care rather than administrative costs. Dental plans should be more transparent with how premiums are spent.
HB 1385 only requires dental plans to report their DLRs to the PA Insurance Department. It does not require a specific DLR percentage or rebates to patients. There is no justification for opposition to dental plans simply reporting their DLR.
Enacting DLR reporting requirements gives patients confidence that most of their dental benefit premiums are used for dental care, not administrative costs or corporate profits.
HB 1385 promotes price transparency and provides incentives to reduce administrative waste while amplifying patient care.
Health plans must already file medical loss ratios under the Affordable care Act. Dentistry should align with medicine so that dental plans are held to the same standard with transparency and accountability.

Thank you for advocating on behalf of your profession and patients!

Current Actions

PDA Action Alert: Support Dental Loss Ratio (DLR) legislation